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Comprehensive Insurance is also referred to as “other than collision” as it covers scenarios not covered by collision. It is an optional coverage that protects you against things you cannot control. Some common items covered here include, accidents with animals, flooding, falling trees or objects, theft, glass or windshield damage, and vandalism
When combined with collision insurance, comprehensive and collision coverages commonly referred to as “full coverage.” While giving you the best chance of having all your claims paid, be aware that there are still exclusions on most auto policies. It’s important to talk to your auto insurance agent to discuss any particular coverages you are considering.
As you can see, the range of limits available are large and for good reason. The State minimums limits of $30,000/$60,000/$25,000 aren’t enough to give you peace of mind.

Customer Benefits
Customers appreciate products or services that are tailored to their individual needs.
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What Is Collision Insurance and How Does It Work?
Collision Insurance protects your vehicle from the damage caused by an accident that you or someone else may have caused. Accidents can include those that occur with other vehicles and those that involve inanimate objects, like buildings or guardrails, or a hit and run situation.
Bodily Injury Coverage
Bodily Injury Coverage This coverage will pay for injuries suffered by others by accidents you cause. Your policy will set limits for how much can be paid to each person injured and a total for the entire accident.